University Corporation

Benefits

  • October 11, 2021 - October 31, 2021
     
    Log into ADP beginning October 11 to view and make changes to your current elections. The changes that you make will take effect on January 1, 2022.
     
  • Health plan options

    The Corporation has elected to purchase coverage through AORMA (Auxiliary Organizations Risk Management Alliance), and organization consisting of CSU auxiliaries. By participating in the AORMA plans, we are able to reduce our costs as well as reduce the potential for increased premium in the future. The broker contracted by AORMA in securing these plans is Wells Fargo Insurance Services. Several health plans, including health maintenance organizations (HMO's) and preferred provider organizations (PPO's), are offered through AORMA.

    Currently, the following plans are available to University Corporation at Monterey Bay employees:

    Each plan varies in coverage and cost; therefore, it is essential that you consider your personal and family needs before making a selection. An Evidence of Coverage Booklet will be mailed to you upon enrollment in a health plan. Additional copies are available upon request by contacting Corporation HR.

    Initial health enrollments are generally effective the 1st day of the month following the date the enrollment form is received by CHR.

    Please note: Enrollments are processed online. You will receive ID cards directly from your health plan within 2-3 weeks from when they receive the enrollment data. If you do not receive your ID card by your benefits effective date, you can print a temporary card from the Anthem Blue Cross Website.

    Employee cost

    The Corporation makes a substantial contribution toward the monthly gross premium cost. The employee is required to pay the difference (if any) between the Corporation’s contribution and total premium as shown in the rate sheet chart. Any out-of-pocket costs for monthly medical premiums will be automatically deducted from your paycheck on a pre-tax basis. Premiums and out-of-pocket costs are adjusted annually on January 1st. You may also have co-pays and deductibles depending on your plan.

    Find a doctor

    For Blue Cross, PPO enrollees can go to the Anthem Blue Cross website. Then, click the icon to enter the site and then go to "find a doctor" or steps to find a provider as well.

    You have the option to become a registered user and obtain individualized information regarding your account at your convenience.

    Prescription drug benefits

    All medical plans provide prescription drug benefits, either through a participating pharmacy or mail service prescription drug program. Information is available in your Evidence of Coverage (EOC) booklet. You may also contact the CHR office for more information.

    CSURMA: Anthem Medical Cards- temporary & replacements

  • Dental plan

    Delta Dental offers a wide selection of plans to provide your clients and groups of all sizes with the largest network of dentists nationwide. As the nation's leading provider of dental insurance, Delta Dental is committed to satisfying your dental insurance needs. The national network of Delta Dental companies protects more smiles than any other insurance company.

    Members don't have an account? Create an account

    Dental coverage effective date & Cost

    The PPO plan offers coverage in and out of network so employees won't have to change their dentist. “In-network” coverage is provided for Delta PPO providers. If the dentist isn’t a PPO dentist, coverage would be provided without of network-level of coverage (percentages) however there is still a great benefit because most dentists out of network are participating in the Delta Premier network, 82% on average in CA

    If the dentist is contracted with Delta (either PPO or Premier) the dentist will be able to directly process claims and they cannot balance bill employees as they have contracted set fees with Delta. Delta Dental pays based on the date included on the claim form.

    For more information, please visit: Delta Dental

    Vision

    The Corporation pays 100% of the premium for employees and all eligible benefits. Enrollment is not automatic. The plan provides the following benefits:

    • Eye examination - once every 12 months ($10 Copay)
    • Standard lenses*/or contact lenses - once every 24 months
    • Standard frames every 24 months - Coverage available every 12 months if there is a change in prescription (Refer to summary of Benefits located in UHR for complete details)

    Employees may use a participating or non-participating provider. However, if you use a non-participating provider, your benefits will be paid at a reduced rate. Participating provider directories are available in the Campus Service Center. Refer to the plan booklet for co-pay and maximum allowance details.

    You don't need an ID card or a claim form. Just contact your VSP doctor and tell them you are a vsp member.

    Vision coverage effective date

    The effective date is generally the first of the month following the employee's start date.

    Vision providers

    Participating Vision Care providers in your area: www.vsp.com or call 800-877-7195.

  • The retirement plan offered by the University Corporation at CSU Monterey Bay is a defined contribution plan (TIAA/CREF). The Corporation provides a 10% employer contribution, with a six month waiting period and immediate vesting upon eligibility.

    Retirement and Voluntary Plan summary

    Roth contribution

    Eligibility

    Eligible employees: Benefited regular full-time and regular part-time employees.

    Eligibility date: The first of the month after fulfilling six months of service.

    Providers

    TIAA = Teachers Insurance and Annuity Association

    CREF = College Retirement Equities Fund

    For enrollment packet and additional information, please contact CHR.

  • Basic term life insurance and accidental death and dismemberment insurance

    Each eligible employee is covered for $50,000 at no cost, with an additional benefit for accidental death and dismemberment.

    Optional life

    Optional life is a voluntary program that allows you to purchase life insurance in addition to the basic life provided by the Corporation ($50,000) for yourself, your spouse, and/or dependents.

    Long-term disability insurance

    This plan provides partial income replacement benefits for disability resulting from injury or illness sustained on or off the job, following 180 days of disability. LTD benefits are coordinated with other benefits plan payments up to age 65. Coverage is automatic and provided at no cost to eligible employees.

    Unemployment insurance

    Unemployment insurance provides a weekly income to employees who are out of work through no fault of their own. If you become unemployed, contact the nearest Employment Development Department for eligibility and claim to file information.

    Flexible spending accounts

    University Corporation offers a Section 125 flexible spending plan. With this program, you may pay for certain medical and dependent care expenses with pre-tax dollars that have been set aside from your paycheck. You may participate in either or both medical and dependent care expense programs, but money cannot be "transferred" from one to the other.

    FSA Brochure Year 2021

    Supplemental insurance

    American Family Life Assurance Company of Columbus (AFLAC) - is voluntary supplemental insurance providing cash benefits paid directly to you for medical bills incurred due to illness or disability, not covered by health insurance. There are several plan options with pre-tax and after-tax premium deductions. An employee is responsible for 100% of the premiums.

  • Worker's compensation disability leave

    University Corporation employees are insured for work-related illness or injury that occurs while you are on the job. Employees must report a work-related injury or illness to their immediate supervisor or University Corporation Human Resources within 24 hours of the injury. The University Corporation will grant a workers' compensation disability leave to employees with occupational illnesses or injuries in accordance with state law.

    Family and Medical leave

    The Federal Family and Medical Leave Act and the California Family Rights Act provide employees with specific leave benefits. It is the intention of the Corporation that the policy described herein shall satisfy the provisions of both Acts concurrently. Regular employees with one year of employment are entitled to take a Family and Medical Leave. FML leave grants up to 12 weeks of paid or unpaid leave during a 12-month period to care for yourself, a child, spouse, parent, or domestic partner with a serious health condition. Medical certification is required. While on unpaid leave, the employee may request the Corporation to continue providing benefits coverage. The FML Act provides an employee with the right to reinstatement to the same or another position with equivalent benefits, pay and conditions of employment upon the employee's return to work at the end of the FML. Other than for pregnancy disability, FML is concurrent with other types of leaves listed here. Refer to the Department of Labor's website for a fact sheet or a list of frequently asked questions about family and medical leave.

    Maternity/paternity/adoption leave

    University Corporation employees shall be entitled to up to five (5) consecutive work days with pay for new parents for preparing for the arrival of a new infant and the care of a new infant. Paid maternity/paternity/adoption leave shall commence within sixty (60) days of the arrival of a new child. Such leave shall be in addition to available sick and vacation leaves. Paid maternity/paternity/adoption leave runs concurrently with any other related leaves for which the employee is eligible under the state and federal law.

    Pregnancy disability leave

    University Corporation employees who have become disabled due to pregnancy, childbirth, or related medical conditions, are eligible to take a Pregnancy Disability Leave (PDL) for up to four (4) months.

    Leave without pay (LWOP)

    An employee with one or more years of continuous service credit who works a regular schedule of 30 hours or more per week may request a personal leave of absence. The University Corporation does not pay your share of the foundation-sponsored insurance program while you are on personal leave. Coverage may be continued if you write to the Human Resources department 14 days prior to the beginning of the leave period to make arrangements for all premium payments.

    Funeral leave

    In the event of a death in your immediate family, you may take up to 5 days paid time off from work to attend the funeral and to make any necessary arrangements.

    Military leave

    The University Corporation observes all federal and state laws regulating absence from work for military service. An unpaid leave of absence is granted to any employee fulfilling reserve training, National Guard duties, or active duty service requirements.

    Jury duty/witness

    All employees on active employment status are eligible for jury duty. Time off with pay for jury duty will be only for those hours the employee was scheduled to work. You will receive your regular University Corporation paycheck while on approved jury duty.

    Personal and sick time

    The Corporation provides sick time to all eligible employees for periods of temporary absence due to illnesses, injuries, medical, vision, or dental appointments. Sick leave accrual may vary based on employee status and appointment.

    Holidays

    The Corporation normally observes thirteen full-day holidays per year and each employee is entitled to one personal holiday. If a personal holiday is not taken by December 31, it is forfeited. Eligible employee classifications include: Full-time Regular and Part-time Regular benefited employees. Prior to the beginning of each calendar year, a list of the dates on which holidays will be observed by the Corporation will be distributed to all employees.

    Vacation

    Vacation is an accrued benefit which provides time off with pay with management approval. Eligible employee classifications include: Full-time Regular and Part-time Regular benefited employees. Vacation time may be used upon completion of one month of continuous service.

  • Financial Assistance - Your Money Line

    Your Money Line is a way for our benefited employees of all income levels to learn, ask questions, and grow financially no matter where you are starting from.

    Your Financial Concierge will direct you to resources in Your Money Line Dashboard, our online e-learning platform, for additional information on the topic you're focused on. The Your Money Line Dashboard has all the resources you need to follow through on the plan you will create with your Financial Concierge.

    Employee assistance program (EAP)

    The Corporation recognizes that life at work and at home can be full of challenges. It’s important to know you are not alone. As a Corporation employee, you and any member of your household can turn to The Hartford's Employee Assistance Program for help 24 hours a day, 365 days a year. You choose up to 3 in-person or phone sessions per incident with a provider from The Hartford’s extensive network to help you resolve a broad range of issues including:

    • Stress
    • Family or parenting issues
    • Alcohol or drug dependencies
    • Marital or relationship issues
    • Adjusting to change
    • Self -improvement
    • Child and elder care
    • Pre and postnatal concerns
    • Grief
    • Work/ life balance

    All services are kept strictly confidential. Face-to-face counseling with qualified local counselors is also available and provided at no charge. To reach the Hartford provider, call 1-800-96-HELPS or visit them online at www.guidanceresources.com. Please see brochure for additional information.

    Otter Sports Center and Otter Aquatics Center

    The Otter Sports Center houses a 10,000-square-foot gymnasium available for basketball, volleyball, badminton, indoor soccer, aerobics, dance, sports games and special events. There are also three racquetball courts, a 2,500-square-foot fitness room with cardiovascular and weight training equipment, and locker/shower/ sauna facilities. Vending machines with snacks and beverages are on site. Please contact the Otter Sports Center at 831.582.3031 for the latest information.

    The Otter Aquatics Center is an outdoor heated 25 meter by 25 yard eight lane swimming pool that is NCAA short course swimming and diving compliant. The pool's depth ranges from 3 1/2 feet to 13 feet deep and and includes two diving boards, a 1 meter and a 3 meter. Lap swim, open swim, and swim lessons are a few of the programs offered. Please contact the Aquatics Center at 831-582-4552 for more information.

    Special discounted membership rates for University Corporation employees are available. For more information regarding class schedules, times and fees, please give them a call or visit https://csumb.edu/recreationalfacilities/otter-sports-center.

    Campus Health Center

    The mission of the CSUMB Campus Health Center is to provide the highest standard of medical service while encouraging patients to be active participants in their health care. The Campus Health Center is primarily student focused. The center's staff includes a broad range of health professionals who have expertise in primary care and women's health services. All clinical staff are licensed or registered in California

    The Campus Health Center is available to:

    • All full-time or part-time CSUMB students who have registered and paid on-campus health fees
    • CSUMB faculty and staff
    • The dependents of CSUMB students, faculty, and staff
    • Local residents and visitors to the university

    Some of the services provided at the clinic are:

    • Medical services
    • Communicable disease control
    • Women's health services

    The Campus Health Center may be reached at 831-582-3965 or https://csumb.edu/health.