Consumer Information

The Higher Education Opportunity Act (HEOA) of 2008 focused attention on communicating aid offers to prospective students to help families make informed decisions about college.

The College Financing Plan is a form that was designed by the federal government in an effort to create a standardized way for schools to communicate cost information to families while incorporating specific financial aid awards. It includes information on grant and scholarship amounts, net costs, graduation rates, loan default rates, median borrowing, and estimated monthly loan payments after graduation. It is designed to make it easier for families to do side-by-side cost comparisons for each of their selected schools. The Department of Education created the form to assist families in making an informed decision about how to pay for college.

The College Financing Plan is not meant to replace your understanding of awarded financial aid, eligibility requirements, and overall costs you will encounter. It does not include any estimates on personal expenses or fees that may be course-specific (i.e. lab fees, art supplies, theater fees, etc). To view your College Financing plan, please log onto your Oasis account and view this information under the financial aid section of Oasis.

You have the rights and responsibilities to:

• Know what financial aid programs are available.
• Know the cost of attendance.
• Know your application will be evaluated using the same system of need analysis for all students. This will determine what type of aid is available to you. (Grants or Loans).
• Know how you receive your financial aid refund.
• Know how to repay your student loan funds.
• Know Financial Aid Eligibility.
• Know there are lifetime limits on various aid sources.
• Know the information about your financial aid is kept confidential.
• Notify the Financial Aid Office if you drop below full-time enrollment during any semester. Full-time enrollment is 12 units for undergraduates/teaching credentials and 8 units for graduates.
• Read and understand all documents you are asked to sign and keep copies for your records.
• Comply with all financial aid application deadlines.
• Attend an in-person Exit Counseling Workshop before graduating or leaving Cal State Monterey Bay.

In compliance with the Equity Athletics Disclosure Act (EADA), the Division of Intercollegiate Athletics at Cal State Monterey Bay reports required information to the NCAA (National Collegiate Athletic Association) and directly to prospective students being offered an athletic grant and to their parents. Information on the participation rates and financing of CSUMB intercollegiate athletic programs may be found at the U.S. Office of Postsecondary Education website. Reports on completion and graduation rates for student-athletes are available on the NCAA website. To request additional and/or printed copy of the EADA, call the CSUMB Division of Intercollegiate Athletics at (831) 582-3015.

Copyright infringement is the act of exercising, without permission or legal authority, one or more of the exclusive rights granted to the copyright owner under section 106 of the Copyright Act (Title 17 of the United States Code). These rights include the right to reproduce or distribute a copyrighted work. In the file-sharing context, downloading or uploading substantial parts of a copyrighted work without authority constitutes an infringement.

Penalties for copyright infringement include civil and criminal penalties. In general, anyone found liable for civil copyright infringement may be ordered to pay either actual damages or “statutory” damages affixed at not less than $750 and not more than $30,000 per work infringed. For “willful” infringement, a court may award up to $150,000 per work infringed. A court can, in its discretion, also assess costs and attorneys’ fees. For details, see Title 17, United States Code, Sections 504, 505.

Willful copyright infringement can also result in criminal penalties, including imprisonment of up to five years and fines of up to $250,000 per offense. For more information, please see the website of the U.S. Copyright Office at copyright.gov.

Dean of Students is responsible for ensuring a fair, just, and impartial disciplinary process for students charged with violating the Student Code of Conduct, to provide information and resources to achieve a community of respect, civility and integrity for all members of the community. In all of their doings, the staff strives to make each student interaction an educational one for all parties. For additional information, visit CSUMB's Policy on Academic Integrity..