Uncrewed Aerial Systems
Insurance Requirements
Non-CSUMB entities (including those contracted by CSUMB) requesting to fly on CSUMB property or for CSUMB-related purposes must provide evidence of insurance covering sUAS (drone) operations.
MINIMUM SCOPE AND LIMIT OF INSURANCE
Coverage shall be at least as broad as:
Aviation Liability Insurance-on an “occurrence” basis, including products and completed operations, property damage, bodily injury with limits no less than $1,000,000 per occurrence, and $2,000,000 in the aggregate. This coverage may also be provided by endorsement to a Commercial General Liability policy. In that event then:
1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering CGL on an “occurrence” basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $2,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence limit.
2. Workers’ Compensation insurance as required by the State of California, with Statutory Limits, and Employer’s Liability Insurance with limit of no less than $1,000,000 per accident for bodily injury or disease.
Other Insurance Provisions
A. The Aviation Liability or General Liability policy is to contain, or be endorsed to contain, the following provisions:
1. The State of California, the Trustees of The California State University, California State University, California State University, Monterey Bay, University Corporation at Monterey Bay, Otter Student Union at CSU Monterey Bay and employees, officers, directors, volunteers and agents (collectively “University”) are to be covered as additional insureds with respect to liability arising out of work or operations.
2. For any claims related to this project, the Owner’s/Operator’s insurance coverage shall be primary insurance coverage at least as broad as ISO CG 20 01 04 13 as respects the State of California, the Trustees of The California State University, California State University, your Campus and auxiliary organization(s) and employees, officers, directors, volunteers and agents. Any insurance or self-insurance maintained by the State of California, the Trustees of The California State University, California State University, your Campus and auxiliary organization(s) and employees, officers, directors, volunteers and agents shall be excess of the Owner’s/Operator’s insurance and shall not contribute with it.
3. Each insurance policy required above shall provide that coverage shall not be canceled, except with notice to the Campus.
Further questions regarding insurance requirements for sUAS operations may be directed to CSUMB Risk Management.