Group Coverage Continuation (COBRA)

Enrolled employees who separate from CSUMB or whose appointment falls below eligibility status are also eligible for the Consolidated Omnibus Budget Reconciliation Act (COBRA) benefit. UP sends a written notice to every benefit-eligible employee and his/her family about COBRA rights as well as procedures for continued group coverage (also available in Related dcouments).

If your dependent(s) can no longer participate in a benefit plan due to a loss in eligibility, they may continue their plan coverage under COBRA. You and the dependent(s) affected will receive advance notice from CalPERS or the insurance carrier when benefits are to be terminated due to loss in eligibility. COBRA participants pay the full premium cost of continued group coverage.

Under federal law, the employee or family member has the responsibility to inform UP of a divorce, legal separation, termination of a child's dependency, or Social Security Disability determination within 60 days of the date of these events.